Category Archives: Foreclosures in Ocala

Historic Home Ocala Florida|519 Tuscawilla Ave

Are you looking to buy a home in Ocala, Fl? Here is a Beautiful Historic Homes Downtown Ocala, Fl. Built 1923, has 2111 sq ft under air. Two porches upstairs and two down stairs. Fireplaces in 2 bedroom and dining room and living room. Real Hardwood floors thru out home. Call Rhonda for more information and to view 352-266-2637

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“Help, Help me Rhonda”

Buckner Homes Realty Inc
3200 SE 20 Ave
Ocala, FL 34471


Rhonda Buckner with Buckner Homes Realty
3200 SE 20 Ave. Ocala, Florida 34471


Real Estate for Sale, ListingId: 22578697, Ft Mc Coy, FL  32134

12160 ne 135 st, FT MC COY, FL 32134

A must see property, 3655 sq ft on 10 acres, very private. Eat in kitchen with stainless steel appliances, a double oven, granite counter tops and a beautiful island. Split bedroom floor plan, covered porch, formal living and dining room. Call for more info. $229,000

Give Rhonda a call to help you find that perfect home and to discuss the options that buyers have. As always you can search for homes in Florida at . I am always here to help you.

Just call and say Help Help me Rhonda 352-266-2637


Rhonda Buckner with Buckner Homes Realty
3200 SE 20 Ave. Ocala, Florida 34471
According to Trulia’s latest predictions Ocala seems to be rebounding

The average price per square foot for Ocala FL was $65, an increase of 12.1% compared to the same period last year. The median sales price for homes in Ocala FL for Jan 13 to Mar 13 was $86,000 based on 713 home sales. Compared to the same period one year ago, the median home sales price increased 13.8%, or $10,400, and the number of home sales decreased 15%. There are currently 2,687 resale and new homes in Ocala on Trulia, including 1 open house, as well as 3,243 homes in the pre-foreclosure, auction, or bank-owned stages of the foreclosure process. The average listing price for homes for sale in Ocala FL was $271,165 for the week ending Apr 10, which represents an increase of 0.9%, or $2,374, compared to the prior week.

Give Rhonda a call to help you find that perfect home and to discuss the options that buyers have. As always you can search for homes in Florida at . I am always here to help you.

Just call and say Help Help me Rhonda 352-266-2637

5 Ways to Find Your Home During an Inventory Shortage

Rhonda Buckner with Buckner Homes Realty
3200 SE 20 Ave. Ocala, Florida 34471

Ocala’ Market is very hot again!! Read this great article from

The news is out. Real estate is back. Home buyers are in the game again, but they’re facing a huge inventory shortage in most markets. Some buyers make three of four offers on homes, only to keep losing out to other buyers.

In this tight market, buyers and real estate agents need to think outside the box. You may need to go after homes that aren’t listed for sale. Here are five ways to do that.

1. Look for ‘expired’ and ‘withdrawn’ listings

A good agent will scour the MLS for homes that were listed in the recent past but never sold. Many homes failed to sell because they were seen as overpriced at the time. Does their last list price seem like a valid price today? Chances are, the owner doesn’t realize how much the market has picked up and might still be open to selling the home. Have your agent contact the owner with a letter expressing your interest in purchasing the property. Show the owner you’re serious, and you’ll likely get a response.

2. Search for Make Me Move® prices

Do you feel like cattle being herded through a busy open house with dozens of other buyers? Scouring the Zillow app while on the Sunday open house circuit? You might want to filter listings by searching for homes with a Make Me Move price in the neighborhoods where you want to own.

Owners who have set a Make Me Move price have gone out of their way to indicate a price that would make them sell. Some would-be sellers are unrealistic in their pricing. But others may have listed their property months or years ago, and their price may in fact be doable. Reach out to them with an offer. It often works.

3. Check rental listings

Why would a buyer go after rental listings? Here’s why: The owner may have lived in the home at some point but had to move for a job transfer, divorce or life change. At that time, their home could have beenunderwater or the market simply wouldn’t support the asking price. Instead of listing it with an agent, they just decided to rent it and “ride it out” for a couple of years. Their current tenant might have given notice and, without knowledge of the changing market, the owner simply wants to rent it again. Go see the home. If you like it, find out if the owner would be open to selling. Make it easy, and they may be on board.

4. Don’t ignore overpriced listings

The No. 1 complaint among real estate agents everywhere is working with a seller who’s unrealistic about their home’s price, especially in this tight market. But as a buyer, you might use it to your advantage.

After six weeks or less in some markets, an overpriced home loses its luster. The seller doesn’t clean as often. Weeds grow in front. And it just may not show as well. The fading curb appeal, along with an unrealistic price, will keep buyers away.

How is this good for the buyer? Many sellers won’t list their home at a lower price but will sell it at a lower price. Go in with an offer before the first price reduction, if possible. Once they do drop the price, other buyers will take notice again, and you may have competition.

5. Off-market or pocket listings

Some homeowners want to sell but don’t want to or can’t list. Maybe they simply don’t want the hassle of keeping a clean home and dealing with showings. Or perhaps they’re just very private. Especially in the luxury market, some owners just don’t want to publicly list their homes.

In many markets, real estate agents regularly network with each other about potential deals. Some areas have dedicated websites for agents to share off-market properties, also known as “pocket” listings. Also, brokerage firms generally release upcoming listings to their agents a few weeks before they hit the MLS. Work with a well-connected agent and make sure you’re privy to these potential opportunities.

Think outside the box

Most active buyers spend months looking for a home the traditional way. Until prices rise enough to bring more sellers and inventory into the market, these buyers will likely keep facing tight housing inventory. That’s why it’s important to make sure your agent is trying every way possible to uncover opportunities for you. Be open to using non-traditional methods to beat the competition and take advantage of low interest rates and favorable pricing.

Give Rhonda a call to help you find that perfect home and to discuss the options that buyers have. As always you can search for homes in Florida at . I am always here to help you.

Just call and say Help Help me Rhonda 352-266-2637

Ocala Market 2013| What is Really Selling

Ocala’s Real Estate
The truth about what has happened in our market

After taking some time to go through the numbers, I was able to get a clear picture of what we have recently experienced in our Real Estate market. The news media seems to be all over the board on this. One day we were riding on top of the economic wave the next we are rolling in the sand trying to dig our way out. This can be quite frustrating for us in the Real Estate business. We are left to try and convince those that want to buy homes or the people who want to list, that these are awesome times in Marion County Florida. With interest rates at 3.5% to 3.7%, and I’ve even had buyers getting as lows as 2.8%, there has never been a better time to buy a home. I am of the opinion that once these rates are gone we may never see them ever again. Now that the smoke has settled let’s take a look at the facts. In 2011, 301 homes sold monthly with average sales price of $102,353 with 164 days on the market and the average price per square foot was $53.00. That doesn’t sound like a bad year to me, hang on it gets better. In 2012 we had an average of 307 home sell per month with an average sales price of $103,567 and the average days on the market of 148 at an average price per square foot of $58.00. This means that we had steady increase across the board. The best news is that we are up substantially from 2009 where homes were stagnating at an average 160 days on the market. So far in 2013 we are holding steady with the average price per square foot at $63.00 and increasing monthly. It appears that Marion County has bounced off of the bottom and we are on the rise.
We are not completely out of the woods yet. There seems to be no end in sight for the foreclosures. Unfortunately our job market hasn’t been able to keep up with the Real Estate growth, and we still have those sellers who are having to short sale their homes. If you are upside down in your mortgage and you cannot afford the payments, then this is still a great avenue to take. A short sale will release you of the deficiency balance and a mortgage that you can no longer afford. If you have not missed a payment on your primary residence and would like to stay in your home then there is help. The U.S. Government has devised a program known as HARP (Home Affordable Refinance Program). In short they can refinance your existing mortgage at a lower interest rate. To sum this all up, whether you’re buying or selling, all indications point toward this. “Now is the perfect time to buy or sell a home”.
If you or someone you know has any questions concerning our Real Estate market just give me a call, I’ll make the time to talk. I am praying that you and yours have the most prosperous year ever. Thanks again for your loyalty, Rhonda. Give me a call 352-266-2637

7 banks foreclosing on the most mortgages

Rhonda Buckner with Buckner Homes Realty
3200 SE 20 Ave. Ocala, Florida 34471

“The banks foreclosing on the most homes may not directly own the bulk of the mortgages,” 24/7 Wall St. explains. “Rather, they often service them for other entities, which means collecting payments from homeowners and foreclosing on those properties when they become delinquent.”

24/7 Wall St. determined the banks foreclosing on the most home loans by reviewing RealtyTrac data from February of this year. The company identified the following banks as foreclosing on the most homes:

1. Bank of America (which includes Countrywide’s portfolio from its acquisition)
Loans in foreclosure: 96,319
Percentage of loans underwater: 61

2. Wells Fargo
Loans in foreclosure: 84,903
Percentage of loans underwater: 56

3. JPMorgan Chase
Loans in foreclosure: 53,325
Percentage of loans underwater: 54

4. U.S. Bancorp
Loans in foreclosure: 44,881
Percentage of loans underwater: 62

5. Deutsche Bank
Loans in foreclosure: 33,608
Percentage of loans underwater: 63

6. Bank of New York Mellon
Loans in foreclosure: 31,821
Percentage of loans underwater: 67

7. Citigroup
Loans in foreclosure: 27,697
Percentage of loans underwater: 54

Source: “Banks Foreclosing on the Most Homes,” 24/7 Wall St. (March 12, 2013)

Give Rhonda a call to help you find that perfect home and to discuss the options that buyers have. As always you can search for homes in Florida at . I am always here to help you.

Just call and say Help Help me Rhonda 352-266-2637

Ocala Real Estate Investors | Are You Ready to Be a Landlord?

Rhonda Buckner with Buckner Homes Realty
3200 SE 20 Ave. Ocala, Florida 34471

With such great deals out there in the Ocala real estate market, I thought this was a very timely article recently published by Leonard Baron.

The buying of property

If you want to be successful in your real estate ownership, you have to understand that real estate is just like any other job: The more you put into it, the more you get out of it. And it starts with buying decent quality, cash-flow positive properties located in low vacancy and fair credit quality areas.

But experienced investors know that buying a good property is actually a lot tougher than you might think.

Anyone can go out and buy property X, Y or Z, but will that property produce sufficient income and investment returns for the risk and hassle you are taking on as the owner? About 75 percent of real estate investors really do not make very much money on their acquisitions. Bad tenants, renovations gone astray, poor cash flows and HOA issues can all make an owner wish they had left their money in the bank.

So ask yourself: Am I willing to spend the next six to 12 months, every weekend, driving neighborhoods, touring open houses, learning about property management, penciling out real estate deals, making offers on properties, then going through the escrow and due diligence process to take ownership of a good quality property?

If you’re not willing to do the time-consuming work to find those diamonds in the rough, you probably will lose money on your purchase and should just avoid becoming a landlord in the first place.

Owning and managing your property

Task No. 2 is the owning, leasing and management of the property. Again, many people think this is easy, that properties rent themselves and that all tenants pay on time and never cause any hassles. Good luck finding someone who actually owns rental properties and will opine that as a fact!

All real estate comes with potential issues such as floods, overflowing toilets, broken appliances, etc., and you, the owner, have to deal with those problems. Tenant relations can also be a real challenge. (Secret hint: Smart landlords know that if you treat your tenants well, hopefully they will return the favor and your life will be easier and your ownership will be a lot more successful.)

You also have to record all the rents, hire contractors and maintenance people, advertise and lease the property, pay bills and file your taxes. So there is a lot more to it than you think.

Now, ask yourself again: Do I want to deal with all those issues? You could just leave your money in a mutual fund and probably do just as well.

If you do want to take on the challenge, you should have a long-term ownership agenda and a desire to learn about investing in real estate. Just about anyone can pick up five to seven properties in the next two to three decades and probably retire comfortably just about 30 years from today. But is it the right “job” for you?

So, last chance: Are you ready to be a landlord?

I have helped many investors for the past 20 years find the perfect opportunity in real estate. Just call and say Help Help me Rhonda 352-266-2637 or visit

Freddie Mac: Short sale process cut in half or more

Rhonda Buckner with Buckner Homes Realty
3200 SE 20 Ave. Ocala, Florida 34471

Read this just published article

WASHINGTON – Jan. 24, 2013 – Short sales are getting much shorter, Freddie Mac says. The mortgage giant launched a Freddie Mac Standard Short Sale program on Nov. 1 that sought to speed up the short sale process and make it easier and more transparent.

“We estimate that the time to complete a short sale will decrease by approximately 50 percent to 75 percent,” as a result of the changes, writes Tracy Mooney, Freddie Mac’s executive vice president in her recent blog post. “We worked with our regulator, the Federal Housing Finance Agency, to remove obstacles and streamline the process, so we can help more borrowers and reduce costs for the company and taxpayers. The end result is a shorter short sale process that’s long in benefits for borrowers.”

Among the Nov. 1, 2012, changes:

• Mortgage servicers have 30 days to make a decision on a short sale once they receive an application. If they need to negotiate with a third party, they have 30 additional days. A final decision on the short sale must be made within 60 days.

• Mortgage servicers must acknowledge receipt of a short sale application within three days of submission. Servicers must provide weekly status updates if they need more time to review the application past the initial 30-day period.

• Mortgage servicers have the authority to approve short sales when qualifying financial hardships for homeowners who are past due or current on their mortgage payments.

• Mortgage servicers may also approve short sales without a separate review by the mortgage insurance company.

Following a short sale, homeowners may be able to qualify for up to $3,000 in relocation assistance.

Rhonda Buckner is Ocala’s short sale specialist! Give here a call at 352-266-2637 and just say… Help.. Help.. Me Rhonda!

Fla.’s housing market continues positive track in Dec. 2012

Rhonda Buckner with Buckner Homes Realty
3200 SE 20 Ave. Ocala, Florida 34471

Great things are happening according to Florida Realtors enjoy

ORLANDO, Fla. – Jan. 22, 2013 – Florida’s housing market had more closed sales, higher pending sales, higher median prices and a reduced inventory of homes for sale in December, according to the latest housing data released by Florida Realtors®.

“Florida is an international destination: Owning a home here appeals to people of all ages from all over the world,” said 2013 Florida Realtors President Dean Asher, broker-owner with Don Asher & Associates Inc. in Orlando. “Realtors from across the state are reporting increases in home sales and median prices. As a result of rising demand from investors and other buyers, there’s a shortage of inventory in many markets, and it’s putting pressure on prices.”

Statewide closed sales of existing single-family homes totaled 18,031 in December, up 15.8 percent compared to the year-ago figure, according to data from Florida Realtors Industry Data and Analysis department in partnership with local Realtor boards/associations. Closed sales typically occur 30 to 90 days after sales contracts are written.

Meanwhile, pending sales – contracts that are signed but not yet completed or closed – for existing single-family homes last month rose 39.7 percent over the previous December. The statewide median sales price for single-family existing homes last month was $154,000, up 14.1 percent from the previous year.

I feel this is great news for both buyers and sellers here in Florida

December marks the 12th consecutive month of higher statewide median sales prices for both single-family homes and for townhouse-condo units year-to-year, according to Florida Realtors’ data.

The inventory for single-family homes stood at a 5.5-months’ supply in December; inventory for townhouse-condos was at a 6-months’ supply, according to Florida Realtors.

“The market continues to improve, and it’s doing so in all parts of the state,” said Florida Realtors Chief Economist Dr. John Tuccillo. “Of note is the fact that inventory levels are now clearly consistent with a sellers’ market. When the final year-end statistics are compiled, expect that sales in 2012 will be more than 10 percent higher than they were in 2011. Once again, all the positive indicators are up significantly. The Florida real estate market is rapidly improving.”

The interest rate for a 30-year fixed-rate mortgage averaged 3.35 percent in December 2012, down from the 3.96 percent averaged during the same month a year earlier, according to Freddie Mac.

Give Rhonda a call to help you find that perfect home and to discuss the options that buyers have. As always you can search for homes in Florida at . I am always here to help you.
Just call and say Help Help me Rhonda 352-266-2637

Ocala Foreclosure Rate at all time High | Area foreclosure rate for November highest in 28 months

Rhonda Buckner with Buckner Homes Realty
3200 SE 20 Ave. Ocala, Florida 34471
Check out this article from Ocala Star Banner

The Ocala area had the dubious distinction in November of having the second highest foreclosure rate among metropolitan areas throughout the United States.

The rate was the highest it has been in the past 28 months, according to data from RealtyTrac, an online company that analyzes foreclosure trends.
One in every 199 Marion County homes during November had a foreclosure filing against it, leaving the county behind only the Florida metropolitan area of Palm Bay-Melbourne-Titusville, which had one foreclosure for every 158 homes.
Marion County’s November foreclosure rate was the fifth consecutive monthly increase and a 44 percent hike compared with November 2011.
Wayne Archer, director of the University of Florida’s Bergstrom Center for Real Estate Studies, said it is difficult to say what is behind the November increase, but it could be due to an increase in bank foreclosures previously held up by the courts and the robo-signing scandal.
That scandal included false affidavits in thousands of foreclosure cases made by bank representatives during the past few years. When the problem came to light during the past two years, many banks froze foreclosure procedures until proper documents could be obtained.
Archer said the freeze is thawing and that the new foreclosure trend could be the result.
But, Archer said, the local foreclosure spike should be balanced with the recent good news for housing sales in which prices have consistently risen during the past several months, along with the growing number of homes being sold.
Despite the improving housing sales market, Archer predicts that the high number of foreclosures won’t subside much any time soon.
Other Florida cities ranked in the top 10 for highest housing foreclosure rates in the country included:
— Jacksonville, one in 253 units
— Miami-Fort Lauderdale-Pompano Beach, one in 260 units
— Sarasota-Bradenton-Venice, one in 277 units
— Port St. Lucie, one in 278 units
— Gainesville, one in 283 units
All seven Florida metro areas in the top 10 posted annual increases in foreclosure activity.
The other three cities with top 10 metro foreclosure rates were in California:
— Riverside-San Bernardino-Ontario, one in 248 units
— Stockton, one in 265 units
— Modesto, one in 270 units
Foreclosure filings include default notices, scheduled auctions and bank repossessions.
Foreclosed properties often sell for less than conventional home sales, pushing down home prices. They also typically are not as well maintained, potentially creating blight in neighborhoods.
Foreclosures nationwide decreased 3 percent compared with October and were down 19 percent from November 2011. That was due in large part to big year-over-year drops in California, Georgia, Michigan, Texas and Arizona, RealtyTrac concluded.
Foreclosures increased from a year ago in 23 states and the District of Columbia. Nine states posted 12-month highs in foreclosure activity in November, including Florida, New Jersey, New York, Ohio and South Carolina.
Marion County’s foreclosure rate was the highest since August 2010, when one of every 163 homes was in some form of the foreclosure process.
Judy Ray, president of the Ocala/Marion County Association of Realtors and owner of Legacy Realty and Associates in Belleview, said the area’s foreclosures are linked to the community’s unemployment rate. When people have no jobs or are under-employed, they can’t make their mortgage payments, she said.
“There are people who can’t find jobs, companies closing,” Ray said. “I know people who haven’t made a (mortgage payment) in two or three years.”
Marion County’s October unemployment rate was 11.8 percent, but some people think it is higher because many unemployed people accepted part-time work or jobs paying significantly less than what they earned before losing their jobs. Many also are no longer looking for work.
In addition, Ray thinks that following the problems with robo-signing, banks held off foreclosing, until now.
“There are limits for the banks. They put up with it, but that’s changing,” Ray said. “And you had to be five, six months behind before the banks even took notice.”
As for the future, Ray said, “It’s going to stay the same. They’re not going to go away. I see more bank foreclosure filings.”
Contact Fred Hiers at

Rhonda Has helped many home owners facing foreclosure, give her a call at 352-266-2637 to assist you with your foreclosure and short sale needs

As always you can search for homes in Florida at . I am always here to help you.
Just call and say Help Help me Rhonda 352-266-2637